Things worked well. “I ended up needing to go back to my house to bring back a Visa card to use at the shop,” he says.

If so, you've probably encountered signs like the one above at least once, if not many more times.Most loyal American Express users have experienced the frustration of seeing the seven words, “Sorry, we do not accept American Express.”It's upsetting when you want to pay for something but you can't. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. It might even be your favorite! We'll even tell you if they don't. You can save the frustration of your American Express card being rejected by taking a look at the unofficial website whoacceptsamex.co.uk. Instead, American Express charges high annual fees, which its largely affluent client base can pay. Both Ikea and H&M operate this split policy. MyBankTracker has partnered with CardRatings for our coverage of credit card products. Here they use the AMEX Credit Card Booklets but put a piece of blue painters tape over it so that you don't get confused that they only take Visa/Mastercard. This is a different business model from those of Visa and Mastercard, who make much of their money from interest rates.American Express does make interest income, but many of its products aren’t designed to generate interest. Eligible purchases include those made in store and online. The places you’re going to really feel the inconvenience are with your small local regulars. If you’re thinking of getting an American Express card, don’t let a few retailers that don’t accept the card stand in your way of their lucrative rewards. To start, let’s debunk the myth that American Express cards have very limited acceptance. "I prefer when it is easy to exchange goods and services. Use the search at the top of the page, or browse through the categories to see who accepts American Express. Of course, merchants choose to offer this service because it’s better for their customers and better for business.

Really. Just be prepared – if you’re not already – to offer another form of payment at places where your card isn’t accepted.

Merchants in certain places, including Italy, Germany and Mexico, don't accept Discover cards at all. The Amex rep also said up to 30 days for payments to be transferred which raised an eyebrow. The shop didn’t accept American Express credit cards, and Reichmann had pay with another card. Often this includes the business’ size, its markups and the number of transactions it makes per day.

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